131 Stephanie Circle Summerville: New 3-Bed Home, Investor-Ready, 0.4 Acres | $330,750
Imagine hosting your first holiday gathering in a home where the paint still smells fresh, the appliances have never been touched, and every corner reflects exactly what you've been searching for—modern design, quality craftsmanship, and room to breathe on nearly half an acre. Now imagine doing all of this without monthly HOA fees eating into your budget or restrictive covenants limiting your freedom.
Welcome to 131 Stephanie Circle in Summerville, South Carolina—a brand-new 2025 construction home that checks every box for first-time buyers craving space and value, investors seeking turn-key rental potential, and anyone who wants the peace of mind that comes with a fresh-start property in one of the Charleston area's most sought-after suburbs.
This isn't your typical cookie-cutter subdivision home. With 1,250 square feet of thoughtfully designed living space, three spacious bedrooms, two full bathrooms, and a generous 0.4-acre lot in an established neighborhood just 10 minutes from historic downtown Summerville, this property offers the perfect blend of modern convenience and small-town charm—all for $330,750.
Whether you're escaping high rents, building your rental portfolio, or simply ready to put down roots in the Low-Country, 131 Stephanie Circle is scheduled for completion on December 1st, 2025—just in time to celebrate the holidays in your brand-new home.
Schedule a showing at 131 Stephanie Circle →
What Makes 131 Stephanie Circle Special
| Feature | Details |
|---|---|
| Bedrooms | 3 |
| Bathrooms | 2 full baths |
| Square Footage | 1,250 sq ft |
| Price | $330,750 ($265/sqft) |
| Year Built | 2025 (NEW CONSTRUCTION) |
| Lot Size | 0.40 acres (17,424 sqft) |
| Style | Contemporary/Modern |
| HOA | NO HOA |
| Special Status | New construction, move-in ready December 2025 |
Key Features:
✓ Brand-new 2025 construction – Never been lived in
✓ 0.4-acre lot – Room for a workshop, garden, playset, or future expansion
✓ No HOA fees – Save $200-$400/month compared to nearby communities
✓ Quality finishes throughout – Modern design with attention to detail
✓ Established neighborhood – Mature trees and community character
Recent Price Adjustment: This home was recently reduced from $350,000 to $330,750—a $19,250 savings that makes new construction more accessible than ever.
Want a full property breakdown? Download our listing sheet →
The Summerville Advantage: Small-Town Charm Meets Big-City Opportunity
Summerville isn't just another Charleston suburb—it's a destination. Known affectionately as the "Flowertown in the Pines," Summerville has transformed from a sleepy railroad town into one of the fastest-growing communities in South Carolina, all while preserving the historic downtown charm that makes it special.
Neighborhood Character:
The area surrounding Stephanie Circle represents classic Summerville: established homes with mature oak trees, quiet streets where kids still ride bikes, and neighbors who wave from their porches. This isn't a brand-new master-planned development with identical houses and strict HOA rules—it's a real neighborhood with character, where your 0.4-acre lot gives you actual space and privacy.
Median home values in Summerville have climbed to approximately $359,000 (up 6% year-over-year), making this $330,750 new construction an exceptional value. While newer communities like Cane Bay and Nexton command premium prices and hefty HOA fees, homes in established Summerville neighborhoods offer better price-per-square-foot and the freedom that comes with no HOA.
Location, Location, Lifestyle
Commute Times:
- 15 minutes to Boeing (North Charleston)
- 18 minutes to Robert Bosch LLC (2,000+ employees)
- 20 minutes to Joint Base Charleston (22,000+ employees)
- 20 minutes to Volvo manufacturing plant
- 25-30 minutes to Downtown Charleston
- 35-40 minutes to Folly Beach and Isle of Palms
Unlike many Charleston-area suburbs where commuters face 60-90 minute crawls on I-26, Stephanie Circle's location offers relatively painless access to the region's major employers. Morning commutes to Boeing, Bosch, or the Naval base typically stay under 20 minutes via Dorchester Road or Highway 78—alternative routes that bypass I-26 congestion.
Nearby Shopping & Dining (within 10 minutes):
- Historic Downtown Summerville – charming Main Street with local restaurants, boutiques, and the Saturday farmers market
- Azalea Square Shopping Center – Publix, Target, restaurants
- Nexton – 15 minutes to this master-planned community's shops and dining
Azalea Park: Your Backyard Playground
Just minutes from Stephanie Circle, Azalea Park serves as Summerville's crown jewel—a 16-acre oasis featuring walking trails shaded by ancient live oaks dripping with Spanish moss, duck ponds, playgrounds, and picnic areas. During spring, the park explodes with over 35,000 azalea plants in full bloom, drawing visitors from across the region for the annual Flowertown Festival.
For families, this means weekend mornings at the splash pad, afternoon picnics under century-old trees, and evening strolls along paved trails. For anyone seeking that quintessential Low-Country lifestyle, Azalea Park delivers Southern charm in abundance—all less than a 10-minute drive from your front door.
Is Stephanie Circle in an established neighborhood? Yes—mature trees, community character, and real neighbors who've built roots here.
Explore more Summerville neighborhoods →
What the Numbers Say: For Buyers & Investors
For First-Time Buyers: Is This Affordable?
Purchase Price: $330,750
Estimated Monthly Payment: ~$2,285/month
(Assuming 5% down ($16,538), 7% interest rate, property taxes, homeowners insurance)
With 10% down ($33,075): ~$2,200/month
HOA Savings: $0/month (no HOA!)
Comparable new construction homes in Cane Bay or Nexton charge $150-$400/month in HOA fees—that's $1,800-$4,800 saved annually.
Compare to Rent: Average 3-bedroom rental in Summerville = $2,050-$2,135/month
You could own this brand-new home for roughly the same monthly cost as renting—except you're building equity, not paying someone else's mortgage.
Property Tax Context: Dorchester County maintains reasonable property tax rates (approximately 0.4-0.6% of assessed value). For this home, expect around $1,650-$2,000 annually, or $138-$167/month.
💡 First-Time Buyer Tip:
"To qualify comfortably for this home, aim for household income around $85,000-$95,000. South Carolina offers several first-time buyer programs, including SC Housing's Palmetto Heroes program for educators, healthcare workers, and first responders (down payment assistance available). VA buyers can finance with $0 down. FHA buyers need just 3.5% down ($11,576)."
For Investors: What's the ROI?
Current Status: New construction, ready December 2025—blank canvas for rental setup
Estimated Rent: $2,050-$2,135/month
(Based on current Summerville market data for 3BR homes)
Purchase Price: $330,750
Gross Rental Yield: ~7.4-7.7% annually
(Calculation: ($2,100 avg rent × 12) / $330,750 = 7.6%)
Maintenance Considerations: New construction = minimal repairs for years. Budget $100-$150/month for property management if remote, plus annual property taxes and insurance. No HOA means no surprise special assessments.
Local Occupancy Rate: Summerville maintains strong rental demand (consistently above 95% occupancy) thanks to steady job growth, military presence, and families seeking quality schools without Charleston prices.
Tenant Profile: Military families (Joint Base Charleston), Boeing/Volvo/Bosch employees, young professionals, and families attracted to Dorchester School District Two's excellent ratings.
Investment Advantages:
- Brand-new construction – No immediate capex, everything under warranty
- No HOA – No rental restrictions, no approval hassles, maximum flexibility
- Large lot – Attractive to families willing to pay premium rent
- Growing market – Summerville median home values up 6% YoY; strong appreciation trajectory
- Landlord-friendly state – South Carolina has no rent control, favorable eviction laws
💡 Investor Pro Tip:
With new construction, you'll avoid the "hidden repair surprises" that plague older investment properties. HVAC, roof, appliances, plumbing—everything is new, warrantied, and code-compliant. This translates to predictable cash flow and fewer 2am emergency calls.
Run the numbers yourself—use our mortgage calculator →
Is 131 Stephanie Circle Right for You?
Perfect for Life Starters If...
✓ You're tired of watching rent checks disappear into a landlord's pocket
✓ You want space to grow—whether that's a home office, a nursery, or just room to breathe
✓ You value freedom over rules—no HOA means no permission needed for your garden, fence, or backyard fire pit
✓ You're relocating to the Charleston area for work at Boeing, Volvo, Google, or Joint Base Charleston and want an easy commute without downtown prices
✓ You dream of starting fresh in a brand-new home where nothing is outdated, broken, or "someone else's style"
Perfect for Equity Maximizers If...
✓ You're downsizing from a larger home but refuse to sacrifice quality or outdoor space
✓ You want single-level living or a smaller footprint that's easier to maintain
✓ You're relocating to be closer to family in the Charleston area
✓ You appreciate low-maintenance new construction with modern energy efficiency and warranties that give you peace of mind
Perfect for Portfolio Builders If...
✓ You're seeking cash-flowing rental property in a high-demand market
✓ You want low-hassle property management—new construction means years before major repairs
✓ You value no HOA restrictions on rentals (many newer communities limit or ban rentals entirely)
✓ You're targeting the military and professional tenant market near major employers
✓ You want appreciation potential in one of South Carolina's fastest-growing submarkets
Not sure? Let's talk—book a 15-min consult →
Living in Summerville: What You Need to Know
Schools (Dorchester School District Two)
Zoned Schools:
- William M. Reeves Elementary (PK-5) – 1003 Dubose School Road, Summerville
- Gregg Middle School (6-8) – 500 Green Wave Boulevard, Summerville
- Summerville High School (9-12) – 1101 Boone Hill Road, Summerville
Dorchester School District Two consistently ranks among South Carolina's top public school districts (rated A- by Niche). The district serves Summerville and surrounding areas with 25 schools and over 26,000 students. Ashley Ridge High School, another DD2 school, ranks #38 in South Carolina with an "excellent" state rating and exceptional college/career readiness programs.
What Parents Love: Strong academics, extensive extracurriculars, technology integration (Chromebooks for all students), modern facilities, and active parent communities. DD2's graduation rates and college prep programs significantly exceed state averages.
Top Employers Nearby
Major Employers (with commute times from Stephanie Circle):
- Boeing (15 min) – 7,000+ employees, aerospace manufacturing
- Robert Bosch LLC (18 min) – 2,000+ employees, automotive tech and manufacturing
- Joint Base Charleston (20 min) – 22,000+ military and civilian employees
- Volvo Car Manufacturing (20 min) – Growing automotive production facility
- Mercedes-Benz Vans (25 min) – Commercial vehicle manufacturing
- Medical University of South Carolina (MUSC) (30 min) – Healthcare and research
- Google (30 min) – Tech operations in Charleston region
- College of Charleston (30 min) – 2,000+ faculty/staff, 11,000 students
The Charleston metro (including Summerville) ranks #5 nationally for high-tech industry output, attracting professionals across aerospace, automotive, tech, healthcare, and logistics sectors.
Lifestyle Snapshot
Population: ~53,000 (Summerville proper); part of 800,000+ Charleston metro
Median Household Income: $68,000
Known For: "Flowertown in the Pines" charm, annual Flowertown Festival (draws 200,000+ visitors), historic downtown walkability, Southern hospitality, sweet tea
Recreation: Azalea Park, Gahagan Park, Colonial Dorchester State Historic Site, Sawmill Branch Trail, community sports leagues, farmers markets
Dining Favorites: Locals love Ye Ole Fashioned Ice Cream, Coastal Coffee Roasters, Swig & Swine BBQ, Perfectly Frank's, Cottage Café
Why People Move Here: The town of Summerville offers the best of both worlds—small-town community feel with big-city job access, excellent schools without Mount Pleasant price tags, and genuine Southern charm that's increasingly rare in rapidly developing suburbs.
Learn more about Summerville neighborhoods →
Why Buy (or Invest) with The Family Real Estate Group
One-Stop Shop: We don't just sell homes—we build homes, too. Can't find exactly what you want in existing inventory? Our custom home division can design your dream from the ground up. With 35+ years serving the Charleston area, the Sotiroglou family understands the unique challenges buyers face in today's competitive market, and we have the building expertise to create solutions.
Local Expertise: The Family Real Estate Group isn't a national franchise—we're a multi-generational, family-run brokerage with deep roots in the Charleston tri-county area. Theo Sotiroglou founded TFREG after serving in the U.S. Navy submarine fleet, and today all five Sotiroglou sons work in the business. We know Summerville, Goose Creek, and the surrounding communities inside and out because we live here, raise our families here, and have built relationships with virtually every contractor, lender, and inspector in the region.
Investor Support: For portfolio builders, we connect you with trusted property management companies, investor-friendly lenders, and reliable contractors. We'll help you run accurate pro-formas, identify high-yield opportunities, and avoid costly mistakes—because we understand rental metrics, not just list prices.
Transparent Process: From pre-approval to closing, we guide you step-by-step with zero pressure. First-time buyers especially appreciate our educational approach: we explain every document, every deadline, and every decision so you feel confident—not confused—throughout the process.
Ready to See 131 Stephanie Circle?
This brand-new home won't stay available long. With new construction inventory tightening across Summerville and buyers increasingly frustrated by limited resale options, move-in-ready homes at this price point attract serious attention fast.
Why This Property Won't Last:
- New construction under $350K is rare – Most new builds in Summerville start at $375K+
- No HOA – Increasingly hard to find in new developments
- Large lot – 0.4 acres is 3-4 times the size of typical new construction lots
- December completion – Perfect timing for holiday move-in and 2025 tax benefits
🏠 For Buyers:
Schedule a private showing – Evenings and weekends available. We'll walk the property with you, discuss financing options, and answer every question you have about Summerville living.
📊 For Investors:
Request our investor packet with rental comps, pro-forma analysis, property management referrals, and financing options tailored to investment properties.
Contact The Family Real Estate Group:
📞 Phone: (843) 609-5202
✉️ Email: info@thefamilyrealestategroup.com
🌐 Website: thefamilyrealestategroup.com
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